Huquqiy maslahat - bepul,tezkor, hammaga!
Iste’mol krediti
- 32743 marta o'qildi
<blockquote>
<p <span class=data-keyword>style</span>="text-align: justify;"><strong><a href="https://<span class=data-keyword>lex</span>.uz/docs/1004687" target="_blank">Istemol krediti</a> </strong>jismoniy shaxsga (istemolchiga) tovarlar (ishlar, xizmatlar) sotib olish uchun beriladigan kreditdir.</p>
</blockquote>
<p <span class=data-keyword>style</span>="text-align: justify;"> Istemol krediti doimiy yashash joyiga va doimiy daromadga ega bolgan<strong> voyaga etgan </strong>muomalaga layoqatli jismoniy shaxslarga, shuningdek pensiya va kreditni qaytarish uchun <strong>etarli daromad </strong>manbalariga ega bolgan shaxslarga beriladi.</p>
<p <span class=data-keyword>style</span>="text-align: justify;"><span><div class="expanded">
<div class="expanded-label"><span class="expanded-<span class=data-keyword>title</span>">Istemol krediti quyidagi tovarlarni (xizmatlarni) sotib olish uchun berilishi mumkin</span><span class="expanded-icon"></span></div>
<div class="expanded-content"><ul>
<li <span class=data-keyword>style</span>="text-align: justify;"><strong>uy xojaligi</strong>, kompyuter texnikasi, <span class=data-keyword>radioelektronika</span> va <span class=data-keyword>elektr</span> jihozlari;</li>
<li <span class=data-keyword>style</span>="text-align: justify;">mebel va boshqa maishiy buyumlarni sotib olish;</li>
<li <span class=data-keyword>style</span>="text-align: justify;">Ozbekiston hududida tibbiy-profilaktika muassasalarida, dam olish maskanlarida, dam olish uylarida davolanish uchun <strong>putyovka sotib olish</strong>;</li>
<li <span class=data-keyword>style</span>="text-align: justify;">tantanalar (nikohlar, <span class=data-keyword>yubileylar</span>)ni otkazish;</li>
<li <span class=data-keyword>style</span>="text-align: justify;">xususiy avtomobillarni tamirlash va boshqalar.</li>
</ul>
</div>
</div></span></p>
<ul>
<li <span class=data-keyword>style</span>="text-align: justify;">Istemol kreditlari<strong> mahsulot <a href="https://<span class=data-keyword>lex</span>.uz/docs/1004687#1113958" target="_blank">ishlab chiqarish joyidan</a> </strong>qatiy nazar beriladi.</li>
<li <span class=data-keyword>style</span>="text-align: justify;">Istemol kreditini berish bank tomonidan tovarlarni (ishlarni, xizmatlarni) sotuvchining<strong> hisob-raqamiga otkazish yoli bilan </strong>amalga oshiriladi. Istemol kreditini <strong>naqd pul korinishida berishga yol qoyilmaydi</strong>.</li>
<li <span class=data-keyword>style</span>="text-align: justify;">Kredit berish shartlaridan biri sifatida qarz oluvchining oz mablaglari hisobidan sotib olinayotgan tovar qiymatini <strong>qisman tolash</strong> <em>(oldindan tolov)</em> belgilanishi mumkin. Pul mablaglari qarz oluvchi tomonidan bankka topshiriladi, bank esa qarz oluvchining kirim qilingan mablaglari va kredit shaklida unga berilgan mablaglarni tovar sotuvchisiga kochirib beradi. <strong>Boshlangich tolov miqdori</strong> bank tomonidan belgilanadi.</li>
<li <span class=data-keyword>style</span>="text-align: justify;">Istemol krediti hajmi, uning muddati, foiz stavkasi, istemolchining tolovlarni amalga oshirish grafigi <strong>bank tomonidan belgilanadi </strong>va <strong>istemol krediti shartnomasida aks ettiriladi</strong>.</li>
</ul>
<p <span class=data-keyword>style</span>="text-align: justify;"><span><div class="expanded">
<div class="expanded-label"><span class="expanded-<span class=data-keyword>title</span>">Kredit olish uchun quyidagi hujjatlar taqdim etiladi</span><span class="expanded-icon"></span></div>
<div class="expanded-content"><ul>
<li <span class=data-keyword>style</span>="text-align: justify;">kredit ajratish haqida <strong>ariza</strong>;</li>
<li <span class=data-keyword>style</span>="text-align: justify;"><strong><span class=data-keyword>pasport</span></strong> <strong>yoki identifikatsiyalovchi ID-karta</strong>;</li>
<li <span class=data-keyword>style</span>="text-align: justify;">qarz oluvchining daromadlarini tasdiqlovchi ish joyidan beriladigan malumotnoma yoki qarz oluvchining <strong>daromadlari miqdorini</strong> tasdiqlovchi boshqa hujjat;</li>
<li <span class=data-keyword>style</span>="text-align: justify;">kreditni qaytarishni<strong> taminlovchi hujjatlar</strong> <em>(masalan, jismoniy yoki yuridik shaxslarning kafolati, mulk yoki qimmatli qogozlar garovi, kredit qaytarilmasligi riskini sugurtalash haqidagi sugurta polisi)</em>.</li>
</ul>
</div>
</div></span></p>
<hr />
<p <span class=data-keyword>style</span>="text-align: justify;">Qoshimcha malumotni banklarning <a href="https://cbu.uz/oz/<span class=data-keyword>credit</span>-organizations/banks/head-offices/" target="_blank">veb-saytlaridan</a> olish mumkin.</p>
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