Huquqiy maslahat - bepul,tezkor, hammaga!
Qarz shartnomasida qarzni qaytarish muddati belgilanmagan bo‘lsa, qarzni qaytarish muddati qanday?
- 2553 marta o'qildi
Agar qarz shartnomasida qaytarish muddati belgilanmagan bo‘lsa yoki qarz talab qilib olish paytida qaytarilishi nazarda tutilgan bo‘lsa, qarz oluvchi qarz beruvchi talab qo‘ygan kundan boshlab o‘ttiz kun ichida qarz summasini qaytarishi kerak. Qonunda yoki shartnomada boshqacha tartib belgilangan bo‘lsa, o‘sha tartib qo‘llanadi.
Masalan, qarz beruvchi qaytarish haqidagi talabni qarz oluvchiga 1 oktyabrda etkazgan bo‘lsa, o‘ttiz kunlik muddat shu talabga bog‘liq holda hisoblanadi. Shuning uchun talabni yozma shaklda yuborish va uning qarz oluvchiga qachon etkazilganini tasdiqlovchi dalilni saqlash foydali. Og‘zaki eslatma keyinchalik talab qo‘yilgan sanani isbotlashda qiyinchilik tug‘dirishi mumkin.
Qarz oluvchi qaytargan summani ham hujjatlashtirishi kerak: bank o‘tkazmasining maqsadini ko‘rsatish yoki naqd to‘lov uchun qarz beruvchidan tilxat olish mumkin. Agar qarzning bir qismi qaytarilsa, qolgan summa alohida ko‘rsatilgani ma’qul.
Huquqiy asos: Fuqarolik kodeksi, 735-modda.
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